In the Thick of It

Articles

Can You Assume Your Mortgage After Divorce? (Most People Get This Wrong)

The truth? In many divorce cases, you can assume the loan — even if it’s a Fannie Mae or Freddie Mac loan. It’s called a ...
Articles

15-Minute Meditation Visualization Mindfulness Exercises

Visualization is a powerful mindfulness technique that helps to focus the mind, promote relaxation, and achieve specific mental or emotional goals. Different types of visualization ...
Onward Intel

Onward Intel: Different Approaches to Managing Child-Related Reimbursements

After a divorce, managing shared expenses for your child can quickly become a source of tension if not clearly outlined. From medical bills to extracurricular ...
Onward Intel

Onward Intel: The 411 on Multiple 529s

When families have multiple children, deciding who should own each 529 college savings plan can get tricky. The good news: there’s flexibility. Ownership doesn’t have ...
Onward Tip

Onward Tip: Announcing your Finalized Divorce to the World

Announcing your divorce is a deeply personal and emotional decision, and it's important to approach it with care and compassion, for both yourself and others. ...
Articles

Marital vs Separate Property

Navigating divorce can be overwhelming, especially with asset division. Knowing the difference between marital and separate property is essential for your financial future. Marital property ...
Articles

Access to Medical and Psychological Records During Divorce

When divorce involves child custody or concerns about a spouse’s health or behavior, it’s natural to wonder if their medical or psychological records can be ...
Books

Explore Wellness with these Books

Divorce can shake your sense of identity — but it can also become the start of deep personal healing. This wellness reading list offers empowering, ...
Articles

Onward Tip: Navigating Custody & Co-Parenting 101

Creating a custody arrangement and co-parenting plan is one of the most important, and often most emotional, aspects of divorce. There's no one-size-fits-all solution, but ...
Capsule

Should I Hire a Divorce Lawyer?

Navigating divorce can be overwhelming, but you don’t have to face it alone. Whether considering divorce or dealing with the aftermath, understanding your options is ...
Articles

What is an MOU in Colorado? 

Navigating the complexities of divorce can be overwhelming, but understanding concepts like the Memorandum of Understanding (MOU) can empower you. In Colorado, an MOU outlines ...
Onward Intel

10 Things You Probably Didn’t Know About Divorce

Divorce can be an emotional journey with unexpected challenges. Gifts from your spouse may not always be yours, and pets might be viewed as property ...
Articles

HALTS: A Guide to Effective Communication

Effective communication during divorce can be tough. The acronym HALTS—Hungry, Angry, Lonely, Tired, Sick—highlights triggers that hinder clear communication. By recognizing these states, we can ...
Articles

Co-Parenting for Children of Different Ages

Navigating co-parenting after divorce can be challenging as your children's needs evolve. Each developmental stage, from infancy to teenage years, requires a tailored approach for ...
Capsule

Onward Tip: Parenting Plan Schedule Overview

Navigating parenting after divorce can be daunting, but finding the right schedule doesn’t have to be. Many parents feel overwhelmed, yet a structured plan provides ...
Capsule

Onward Intel: What is a Parenting Plan?

Navigating divorce can be overwhelming, especially regarding your children's well-being. A solid parenting plan is crucial for separated or divorced parents, outlining shared responsibilities and ...
Articles

Nesting: An Alternative Way to Co-Parent During Divorce

Divorce can be tough for children as they adjust to new routines. Nesting offers a solution, allowing kids to stay in the family home while ...
Articles

Dividing Real Estate in Divorce: What You Need to Know

Dividing real estate during a divorce can be a challenging aspect of the process. The emotional and financial complexities of deciding the fate of your ...
Articles

Should You Keep, Sell, or Buy Out Your House

Deciding what to do with your home during a divorce can be challenging. Whether selling, buying out your spouse, or co-owning, each option has emotional ...
Articles

Valuing Real Estate: What Is It Worth?

Divorce can be a complex process, particularly in dividing real estate. Knowing your property's market value is essential for an equitable split. Options like refinancing, ...
Articles

Can I Access My Spouse’s Medical or Psychological Records During Divorce in Colorado?

Navigating a divorce can be emotionally challenging, especially concerning your spouse’s health records. In Colorado, privacy laws protect these records, but certain circumstances allow for ...
Articles

How to Manage a Timeshare During Divorce

Navigating a timeshare during a divorce can be challenging due to emotional and financial complexities. Whether selling, buying out your spouse, or sharing the timeshare ...
Onward Tip

Onward Tip: De-Stress by Listening to Nature Sounds

Feeling overwhelmed by life stresses? Discover how nature sounds can help you unwind and find peace. Our guide offers practical tips for creating a serene ...
Articles

How to Minimize Financial Risk During Divorce

Divorce can lead to financial challenges that linger long after it's over. Joint debts may be overlooked, causing future conflicts. With the right preparation, you ...
Articles

Debt in Divorce: What You Need to Know

Divorce involves emotional, legal, and financial aspects. While asset division is a focus, understanding debt responsibilities is crucial too. From credit card debt to mortgages, ...
Articles

Understanding Marital vs Separate Property

Navigating divorce can be overwhelming, especially with asset division. Knowing the difference between marital and separate property is essential for your financial future. Marital property ...
Articles

Understanding How States View Marital and Separate Property

Navigating divorce can be overwhelming, but understanding its phases and legal implications can empower you. Each stage presents unique considerations, from contemplating divorce to post-divorce ...
Articles

Protecting Your Property Rights

Navigating divorce can be overwhelming, but understanding the phases and protecting your property rights is crucial. Each stage presents challenges, and prenuptial and postnuptial agreements ...
Articles

Common Myths About Marital and Separate Property

Navigating divorce can be daunting, especially regarding property. Misconceptions can lead to costly mistakes, like assuming all joint account funds are shared. Our guide clarifies ...
Articles

What is Plaid?

Navigating divorce can be overwhelming, but with Onward and Plaid, you can simplify the process. Securely connect your financial accounts and share only necessary data. ...
Articles

Simplify Financial Disclosure for Divorce with Onward and Plaid

Dividing finances during a divorce can be overwhelming, but it doesn’t have to be. At Onward, we simplify financial disclosures by integrating with Plaid, enabling ...
Guides

Guide: Sharing Your Decision to Divorce With Your Family

Navigating the emotional landscape of divorce can be challenging, but sharing your journey with friends offers vital support. Our guide provides conversation starters to help ...
Guides

Guide: Sharing Your Decision to Divorce With Your Kids

Navigating the emotional landscape of divorce can be challenging, especially when it comes to sharing the news with your children. Understanding their unique needs based ...
Onward Intel

Onward Intel: State-Specific Mediation Rules

Some states require mediation for certain aspects of divorce, particularly when it comes to child custody and parenting disputes. The requirement varies by state and ...
Onward Tip

My World Just Imploded

Hearing the words "I want a divorce" from your spouse can feel like a gut punch, especially when you didn’t see it coming. Whether you've ...
Onward Tip

Understanding How Retirement Accounts Are Divided in Divorce

Dividing retirement accounts during a divorce can be confusing, especially because different types of accounts require different legal processes. Below is a quick comparison chart ...
Stories

Breaking Free: A Survivor’s Journey Through Domestic Abuse

Breaking free from an abusive relationship is a complex and arduous journey.
Onward Intel

Onward Intel: Financial Literacy for Kids and Teens

Divorce often brings financial changes, and it can be helpful for kids to learn about managing money early. There are free tools and programs that ...
Onward Tip

Onward Tips: What to say to someone who just finalized their divorce.

When someone has just finalized their divorce, they may be feeling a mix of emotions. The key is to offer support without making assumptions or ...
Onward Tip

Onward Tips: Positive Self-Talk When You Feel Overwhelmed

When navigating divorce, it’s normal to feel completely overwhelmed. Yet with these short but mighty self-talk reminders, you’ll be surprised how quickly you can calm ...
Articles

Onward Article: To Move or To Stay

One of the questions we’re asked most often is: Should I move out of my home or stay put? Deciding to move during the divorce ...
Onward Intel

Onward Intel: Dividing Child-Related Expenses

Dividing child-related expenses is often one of the most confusing and emotionally charged aspects of divorce, but having clarity upfront will make a huge difference ...
Articles

Kids Corner: Understanding Divorce

Divorce can be a confusing and emotional experience for children. It’s important for kids to know that while divorce means their parents are no longer ...
Articles

Kids Corner: Talking to Parents About Divorce and How to Express Your Feelings

When parents get divorced, kids often have a lot of questions, emotions, and concerns—but knowing how to talk about them can feel hard. Talking to ...
Articles

Family Focus: Helping Kids Stay On Track in School

Divorce can bring a lot of changes, and school may feel harder when emotions are running high. Some kids may have trouble focusing, keeping up ...
Articles

Family Focus: Staying Connected with Family and Friends

Divorce changes family dynamics, but it doesn’t change the love and connection between kids and their parents. It can take time to adjust to new ...
Articles

Family Focus: Helping Kids Understand the Legal and Practical Aspects of Divorce

Divorce isn’t just an emotional process—it also involves legal decisions and paperwork that affect a child’s daily life. While parents and lawyers handle the legal ...
Articles

Family Focus: Helpful Reads and Resources for Kids During Divorce

Going through a divorce can feel overwhelming, but no one has to go through it alone. There are many resources available to help kids understand ...
Articles

Taking Care of Yourself in Tough Times

Divorce can be stressful, emotional, and exhausting, but that doesn’t mean life has to be all about sadness or change. Taking care of yourself and ...
Articles

Family Focus: Emotional Support and Coping Strategies for Kids

Divorce is a big change, and it’s normal for kids to feel a mix of emotions—sadness, anger, confusion, relief, or even guilt. The good news ...
Articles

Family Focus: Co-Parenting and Family Communication: Navigating Two Households

Kids often have to split their time between two homes when parents divorce. This can be a big adjustment, especially if parents have different rules, ...
Onward Intel

Onward Intel: How Do I Know If and When It’s Time for a Divorce?

Deciding whether to end a marriage is one of the most daunting challenges individuals can face. Divorce is a life-altering decision that can bring about ...
Onward Tip

Onward Tip: A Daily Gratitude Journal Routine

No one typically marries thinking it will end in divorce, yet when it does, many of us can feel stuck and overwhelmed when navigating the ...
Onward Intel

Onward Intel: 529s During Divorce

Navigating 529 college savings plans during a divorce can be complex, as they involve financial, legal, and custodial considerations. Here’s a breakdown of key steps ...
Articles

Family Focus: Addressing Your Children’s Reactions to News of Your Divorce

Telling your children about your divorce can be one of the most difficult conversations you’ll face as a parent. It’s crucial to approach this discussion ...
Onward Intel

Divorce Financial Disclosures in Colorado

In a Colorado divorce, both spouses are required to complete financial disclosures, including the JDF 1111 form (Sworn Financial Statement) and relevant supporting documents like ...
Onward Intel

Onward Intel: Large Purchases During Divorce

One of the most common questions the Onward experts get asked is: How should I be spending, or should I be spending at all? Making ...
Articles

What Exactly is Codependence?

Codependence is a dysfunctional pattern of behavior in which one person excessively relies on another for emotional, psychological, or even physical support, often at the ...
Onward Tip

Onward Tips: Back to Basics: A 5-Minute Breathing Meditation

If you practice this for a week, you can add 5 minutes of mindfulness each time (for a total of 10 minutes week two) to ...
Onward Tip

Onward Tips: 7 Days, 7 Ways to Self Care

During times of stress—like navigating a divorce or major life change—practicing self-care can be a lifeline, helping to maintain stability and manage anxiety.
Articles

Divorce and Grief: A Bumpy and Necessary Process

Divorce is often likened to grief—it involves losing a relationship, a shared future, and, sometimes, even a sense of self. The grieving process during and ...
Onward Intel

Onward Intel: The Emotional Reality of Divorce

Divorce isn’t just about ending a relationship—it’s about leaving behind the life you once knew. From saying goodbye to a home or city to grieving ...
Onward Intel

What is Couples Therapy

Couples therapy helps partners improve communication, resolve conflicts, and rebuild trust. It offers a safe space for open dialogue and can lead to stronger relationships ...
Articles

Domestic Abuse and Violence Resources

Seeking support for domestic abuse can feel overwhelming, but you are not alone. Numerous organizations offer confidential help, safety planning, and legal resources to ensure ...
Articles

Helpful Phrases for Addressing Your Friends’ Initial Reactions to News of Your Divorce

Telling friends about your divorce can feel daunting, but with thoughtful preparation and empathy, you can navigate the conversation with confidence. The way you share ...
Books

Kids Corner: Recommended Reading for Kids and Divorce

Navigating the emotional challenges of divorce is tough, especially for children. Our selection of books provides guidance to help them cope with their parents' separation. ...
Articles

Relationship Reflection and Renewal Exercise

Reflect on your past relationship to gain clarity and heal. This exercise guides you to examine both the positives and negatives of your experiences—from identifying ...
Articles

Setting Boundaries with Others

Setting boundaries is essential for emotional well-being, especially during a divorce. Clear boundaries help manage stress, reinforce identity, and promote healthier relationships. To establish them, ...
Onward Tip

When Should I Hire a Therapist?

Therapy can provide vital support during and after divorce, helping with emotional struggles, conflict resolution, and co-parenting. It offers stress management during legal proceedings and ...
Onward Tip

Understanding the Mediation Format: What to Expect

Mediation helps resolve disputes outside of court through in-person, virtual, or hybrid sessions. The process includes opening statements, issue identification, negotiation, and agreement drafting. Choosing ...
Onward Tip

Getting Ready for Mediation

Proper preparation is key to successful mediation. Gather financial documents, define your priorities, and keep an open mind for compromise. Consulting an attorney can provide ...
Onward Tip

Various Approaches to Mediation

Did you know there are different ways to mediate a dispute? Facilitative, evaluative, and transformative mediation each offer unique strategies to help couples reach an ...
Articles

What Is a Divorce Mediator and Should I Hire One?

Thinking about divorce but dreading the courtroom drama? A divorce mediator might be the solution you need. Unlike a judge, a mediator helps couples negotiate ...
Onward Tip

Navigating Alimony Documents

Alimony can be a tricky topic, but with the right documents, it doesn’t have to be a headache. From the divorce decree that outlines the ...
Onward Tip

How to Interview a Mediator for Your Divorce

Navigating the complexities of divorce can be overwhelming, but finding the right mediator can make all the difference. In our guide, we explore essential questions ...
Onward Tip

Family Focus: What if One Parent wants to Relocate?

Navigating co-parenting after a divorce can be challenging, especially with one parent wanting to relocate. This decision affects custody arrangements and the child's well-being. Understanding ...
Articles

What if I or My Spouse Miss a “Visit” with our Children?

Navigating co-parenting post-divorce can be challenging, especially with missed visits. It's crucial to manage these situations for your child's well-being. Open communication and adjustments to ...
Capsule

Onward Tip: If Parenting Plans Need to Change

Navigating parenting plans after divorce can be challenging. Understanding the process is crucial for your children's well-being. From mutual agreements to court approvals, each step ...
Onward Tip

How To Request Custody Modification

Navigating custody modification post-divorce can be daunting. Whether facing a significant change or seeking to better meet your child's needs, understanding the process is crucial. ...
Onward Tip

How Do I Change My Name After My Divorce?

Changing your name after a divorce is an important step towards a new chapter. Whether part of your divorce decree or requested separately, the process ...
Articles

10 Helpful Tips for Tough Conversations

Having tough conversations during times of change, such as separation and divorce, is essential for building trust and resolving conflict. To navigate these discussions, prepare ...
Articles

Setting Personal Goals to Rediscover and Rebuild

Setting personal goals after a divorce can be empowering and transformative. It’s an opportunity to rediscover yourself and create a future that aligns with your ...
Articles

How to Find a Therapist

Navigating the journey of finding the right therapist can be overwhelming, especially during tough times like divorce. Onward offers a step-by-step guide to simplify the ...
Articles

How Do I Know if a Therapist is a Good Fit?

Choosing the right therapist is essential during challenging times like divorce. It's not only about qualifications but also about feeling supported. Our guide highlights key ...
Articles

Hello, Cupid!

Ready to dive into the dating scene? Discover the 8 Most Popular Dating Apps and what real users are saying! From Tinder's casual swiping to ...
Books

In The Thick of It: Recommended Reads

We understand that being in the middle of divorce is a deeply personal and challenging process. To support you during this time of reflection and ...
Articles

A Simple Nutrition Guide to Support Health and Manage Stress

During a divorce, stress levels can skyrocket, impacting both emotional and physical health. Nutrition plays a vital role in supporting the body through this challenging ...
Articles

Divorce Financial Disclosures: Requirements and Consequences for Non-Compliance in Colorado

In a Colorado divorce, both spouses must provide comprehensive financial disclosures, including a Sworn Financial Statement and supporting documents, to ensure fair asset division and ...
Articles

Filing a motion to Compel

Filing a motion to compel in Colorado involves several steps to ensure that the court properly addresses a party’s non-compliance with disclosure requirements or other ...
Articles

Addressing Initial Reactions to Your Divorce

11 Helpful Phrases for Addressing Your Friends’ Initial Reactions to News of Your Divorce Whether you feel distraught or empowered by your divorce, relaying the ...
Articles

Interviewing Family Law Attorneys

When consulting with a family law attorney for your divorce it’s crucial to ask questions that will help you understand the process, protect your interests, ...
Articles

Understanding Family Law Attorneys: Choosing the Right Fit

Family law attorneys can exhibit a range of personality traits and negotiation styles that can influence the approach they take in handling divorce cases. Understanding ...
Articles

Post-Nuptial Agreements 101

A post-nuptial agreement is a legal contract that a married couple creates after they are already married. It outlines how their assets, debts, and other ...

Disclaimer: Information found on Onward.Life, and in this article is for informational purposes only and should not be considered legal, financial, or tax advice. For guidance on your specific situation, please consult with a qualified attorney, financial advisor, or tax professional.